OSFI oversees Canada’s financial institutions to ensure resilience and stability.

• Risk Management: Enforces capital and operational risk controls.
• Reporting: Requires regular reporting of financial health.
• Supervisory Oversight: Conducts periodic assessments.

Established in 1987, OSFI continuously updates its standards to address emerging risks in financial services.

• Penalties: Institutions may face fines or additional regulatory scrutiny.
• Operational Risks: Increased oversight can lead to operational disruptions.
• Reputational Harm: Loss of trust among stakeholders.

• Stability: Ensures financial institutions remain solvent and resilient.
• Investor Confidence: Builds trust in Canada’s financial sector.
• Risk Mitigation: Protects against systemic financial crises.